Library Publications Health is Wealth: How Low-Income People Finance Health Care

Health is Wealth: How Low-Income People Finance Health Care

01 May 2000 2192
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The Health Care Financing project seeks to harness the research and product development capabilities of the K-Rep Development Agency, the experience of AAR Health Services in health care financing, management and provision, and the community-based, low-cost health centres of AAR franchisees. Working together, the consortium members offer important opportunities to capture synergies that will allow its members to develop their businesses while providing one of the most important and sought after services to low-income households in both urban and rural settings. The project brings together this diverse consortium to develop and test an innovative, private sector driven, commercially viable and replicable health financing scheme to reach low-income groups comprising four products.

This study was undertaken as the first step to this on-going collaboration designed to develop a low-cost health financing package for low-income people. Extensive background and secondary data searches (physical and internet-based) were conducted in order to identify data and ensure that the health financing product would be developed on the basis of the latest thinking/information. Research was conducted to understand low income people's health needs and health finance/management mechanisms. The tools used were Participatory Rapid Appraisal (PRA) and Focus Group Discussions (FGDs) adapted from the MicroSave-Africa approach to "Market Research for MicroFinance".

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  • JR

    Ahmet, Ahmet on 18/6/13

    It is great to get your perspectives on this work. Definitely agree that we want to do etrvyehing in our power to reduce the we are going to fix all your problems from the outside swooping in that has come to dominate so much of the aid dialogue. But I concur with Vanessa that Aid and Relief are also wildly different things. Take this example:In Kenya we worked with the community build a water dam. The dam was meant to provide easier access to water (although not the sparkling clean water we wish it were) for about 900 families. The actual work for digging the dam was rewarded with food or a very modest sum that basically helps people just pay for food. The people in the area are not suffering from conflict per se, but the immediate priority is survival and food. So we worked with them to lead a local solution to water access issues, but we did it in a way that addresses the immediate need with outside resources. In part we meet the ABCD model with that intervention, but in large part, with the outside resources, we do not. While the community is not seeking relief in the way that refugees in a war-torn country might, isn't addressing those immediate needs better than sticking to a you must build from local assets only, right now approach? It is not clear to me.

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