Author
Disha Bhavnani is an Assistant Manager in MicroSave’s DFS-Banks and Product Development Domain. She has inclusive finance sector experience of around three years gained through projects with banks, agent network operators, government departments, insurance agencies, clean energy product manufacturers, international funding agencies, MFIs and community-based institutions in India. Her area of expertise include digital finance, agri.-insurance, farmer producer organisation linkages, agent banking, project management, MIS design, microfinance, environment, livelihood support services and financial sector development. She has worked on projects commissioned by FMO Netherlands, BMGF, CGAP , AFI, Nathan Associates, NITI Aayog and others.
Presently, her work focusses on understanding the incentives and constraints driving investment decisions of banks in the agent banking space, and generate more understanding of the market, devising actionable short and medium-term recommendations that key players in the financial services eco-system can implement to significantly expand and improve agent banking in Bangladesh.
Formerly, Disha has worked as an Assistant Manager with ESAF Microfinance- a Kerala based Microfinance institution (now, a small finance bank). She holds a Post Graduate Diploma in Rural Management, with specialisation in rural finance from one of India's most prestigious institutions, Institute of Rural Management, Anand (IRMA). She is fluent in English and Hindi.